Revolutionary loan processing. Real people on every file.
A senior processor owns every file from setup to closing. $999 flat, every loan type. No close, no fee.
Sample file, demo data
Underwriting
Closing Nov 21
- Today's step
- The lender's underwriter reviews the file. We clear each condition as it arrives.
- What we need
- A short letter explaining one large deposit.
- Coral · Conditions uploaded 3 conditions to the lender
- Coral · Title received the title commitment
- Maria R. approved the appraisal review
$999
per loan file, every loan type
One price. Nothing added on.
You pay when the file closes. If it does not close, you owe nothing. There is no rush fee, no non‑QM upcharge and no pull‑through penalty.
Software does the repeat work, so the price can stay this low. You carry no processor salary, no benefits and no slow month payroll.
- No rush fee
- A file that must close fast costs the same as any other.
- No non‑QM upcharge
- Jumbo, bank-statement and non‑QM files cost $999 too.
- No pull‑through penalty
- Files that fall out never raise your price.
Published prices for full-service processing run from $995 to $1,295 per file. Willow Processing adds a $200 rush fee, and charges extra when pull‑through falls below 70%.
Sources: Willow Processing, UtmostDocs, 1st Choice Processing, via Empower Transactions
See every price and its sourceA named person owns your file.
Your senior processor is licensed in the property's state and approves every key step: lender submission, disclosures and any message about fees, rates or lock terms. The Coral specialists do the busywork under that processor.
Sample file, demo data
Your processor
Maria R.
Senior processor, licensed in the property's state
Working under Maria
- Coral · Intake
- Coral · Docs
- Coral · Income
- Coral · Title
- Coral · Conditions
- Coral · Status
Every file has one person who owns it, one price that does not move, and one tracker everyone can read.
Checked against the lender's own rules before it goes in.
Loan Genie audits each file against the lender's guidelines before we submit it, so fewer conditions come back and fewer files stall.
- lenders
- 130
- guideline pages
- 12,647
Loan Genie reads the same guidelines the underwriter will use.
Everyone sees the same live file.
Borrowers, partners and title follow one tracker. Each milestone sends a text or an email. Spanish is included.
One tracker
Stages, dates, today's step and what we need, on one screen.
A message at every milestone
Text and email go out the moment a stage changes.
A status link to share
Send a read-only link to a client, an agent or a title officer.
English and Spanish
Every message is written natively in the language your client chooses.
Protection built in.
Read about securityWire-fraud shield. Coralstone never sends, confirms or changes wire instructions. Every party is told to confirm wiring details by phone with title.
Every document encrypted. Each stored document has its own key, and sensitive fields are encrypted again.
Closing day concierge. A checklist and a person on the line, so signing day has no surprises.
Transaction coordination, $295 per side.
For deals with any lender or cash. We track every deadline from contract to close, remind each side, and chase title, lender and inspector so you can keep selling.
See transaction coordination$295per side